UK MORTGAGE OFFICE

We are able to help with first-time buyers, self-employed cases, poor credit cases, or simple remortgages to help achieve your aims.

ABOUT UK MORTGAGE OFFICE

Residing in the historic Chadderton County Police Station, UK Mortgage Office Ltd has been founded to provide simple Mortgage and Property solutions in an otherwise, and often unnecessary, intimidating and complicated arena.

CALL TODAY FOR ADVICE!

Speak to one of our mortgage experts today and find out more about how we can help you with your house purchase.

0330 124 2735

MORTGAGES

FIRST TIME BUYERS

A First-time buyer is a buyer that has never owned a residential property.

We calculate how much you can afford based on your incomings and outgoings and how much deposit you have available.

REMORTGAGE

A remortgage is a new loan that you take out on an existing property you already own. 

CREDIT BLIP

Be prepared to put down a bigger deposit. Poor Credit Mortgages often require a larger initial deposit.

SELF-EMPLOYED

Make sure your self-assessment and tax returns are up to date.

BUY-TO-LET

If you are planning to buy a property to rent out, you will need a buy-to-let mortgage.

EQUITY RELEASE

Equity Release allows you access tax-free cash from your home.
There are lots of reasons to do Equity Release. Common ones include paying off debt, gifting

PROTECTION & INSURANCE

Mortgage protection insurance acts as a safety net to cover your monthly mortgage repayments if you can no longer afford them due to various circumstances.

It can prevent you from having to default on your mortgage, and so avoid repossession of your home.

BROKER FEE DISCOSURE

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and service chosen. More details can be found by visiting our services.