Self-Employed Mortgages
Mortgage lenders are looking to see what your income is and whether your declared income is sustainable throughout the term of the mortgage. As self-employed applicants have different ways of declaring that income it is always worth speaking to an expert like UK Mortgage Office Ltd.
What is a Self-Employed Mortgage?
The mortgage product you end up with is no different that an employed person would end up with, the difference comes in the income proof and documents that are required.
We are able to simplify this and assist you through the process to ensure that the application process is as efficient as possible.
Broker Fees for our team to find you the right mortgage, this is typically between £895 to 1% of the loan amount.
How to get a Mortgage as a self-employed applicant?
Make sure your self-assessment and tax returns are up to date.
Lenders will wish to see your business bank statements as well as your personal bank statements. Your Tax Calculations tell the lender what you have earnt and your last 3 months business bank statements confirms that your income is still sustainable.
Sit back and let UK Mortgage Office Ltd obtain you the most appropriate product.
